As a general rule, the person who caused the accident their auto insurance has to pay back your auto insurance company for the bills they paid. It does not come out of your pocket. You do not have to pay them back. The other person’s auto insurance also has to reimburse you for your lost wages and for your pain and suffering, mental anguish, inconvenience and other losses that you may have sustained in the accident.
Let me help you through this difficult process.