What if I don’t have auto insurance, but the accident was not my fault?

You still have the right to pursue the claim against the other driver for the injuries you have from this accident.  The difference is that you have lost the right to recover the first $10,000.00 of personal injury protection (PIP) benefits.  This means you have no automobile insurance to pay for your medical bills.  However, if you have health insurance, Medicare or Medicaid you can still get your medical bills paid for.  This does get complicated and you should call a lawyer.

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