What does my auto insurance/no fault insurance pay for?
The auto no fault personal injury protection (PIP) will pay for your medical expenses and lost wages up to $10,000.00 if you have the basic minimum policy. Doctors like this insurance coverage. If a doctor bills $100.00, he is paid $100.00. It is different than health insurance. The doctor bills a $100.00 to a health insurance company he/she, may only get paid half or less of what was billed. Do not let the doctor’s office force you to use the auto insurance though if you have health insurance. This is an important point and should be discussed with a lawyer. You may need this $10,000.00 to pay for lost wages. This is very important.
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